Detailed view for this entity.
“one of which is the fact that SoFi announced $1.5 billion in additional share sales.”
“basically meaning they are going to dilute the stock price in order to raise more money to grow.”
“Lastly, we expect EPS will be approximately 60 cents per share. I dude I'm a I'm a fan of this guide. It's not like obviously they need to be conservative cuz they need to like they're still going to beat and raise but at least it's you know they're showing 30 handles in front and saying hey we're not looking to grow in high 20s mid 20 ranges. No, we're looking to grow at 30 plus% rates at least 30% year-over-year.”
“And this is look at this. These are the capital raises recently. So tangible book value 8.9 billion.”
“Uh they did 39 cents of EPS.”
“Like, look at this. Look at what they were selling their their personal loans at 106.5% gain on sale margin.”
“Sure. It ended an incredible year for SoFi. In the quarter, we had 37% revenue growth.”
“as we go into 2026 things look incredibly strong and guided the first quarter to 35% year-over-year revenue growth.”
“With the new administration and new leadership, the OC in April of 2025, we were uh given permissibility to operate in crypto and we and we've run as fast as we possibly could to get to market.”
“SoFi reported 40% revenue growth, adjusted earnings per share more than doubled, and the company added more than 1 million new members.”
“SoFi reported 40% revenue growth, adjusted earnings per share more than doubled, and the company added more than 1 million new members.”
“the fourth quarter net interest margin of 5.72% was down 19 basis points from 5.91%. And this is one of the reasons why SoFi stock is down following the earnings release.”
“In fact, home loans increased by a much larger percentage than personal loans, which is a welcome sign because SoFi's business is very heavily concentrated in personal loans.”
“SoFi's ability to make a better net interest margin is more deposits from people like you. Because when you make a deposit into SoFi's bank, it's paying you on average a lot less...”
“that's always concerning just like if you were following Walmart as I am when we see the gross profit margin declining for Walmart even when revenue is increasing we see that as a negative sign for the business.”
“deposits in the fourth quarter grew by 4.6 billion up to 37.5 billion driven by member deposits. And I talked about why this is good, right? When SoFi is attracting more deposits, this is a lower cost of money for SoFi, which it then turns around and lends to borrowers...”
“over the 3 months, they added about $800 million in personal loans on the balance sheet. That's relatively good because usually they add a lot more in personal loans compared to student loans and home loans every single quarter.”
“management is forecasting an increase in members of at least 30%. They're forecasting revenue growth of roughly 30%.”
“This is a company that has beaten expectations every single time here. EPS or revenue, every single time beating expectations.”
“so far is actually the number one holding there 6.11%.”
“So far in 2021, they had $171 million in quarterly revenue. Today over a billion.”
“So for Sofi, also very important to note and Anthony Noto actually said it for a financial services company because you're using cash to fund your loans. They believe Sofa believes Eida less capex is a better measurement of cash flow.”
“My opinion, very much a big gift for all long-term investors.”
“I'm going to put my money where my mouth is. I'm going to buy more shares of my stock because I think this report is completely wrong. That is a phenomenal way to respond if you're a CEO.”
“They don't think this is a company that is going under completely. They just think that some of the gains recently on some of their sales of assets have been overstated.”
“SoFi essentially being stuck under $20 for what seems like forever, what does all this actual new news mean for SoFi stock itself?”
“But I like the way he's doing it, which is actually building a massive foundation for future years because that is how you end up with a stock that ends up giving you a 10x return and another 10x return and another 10x return.”
“I think SoFi might put in a bottom. You know, we can't say for sure where the bottom is... maybe down to $14 $15.”
“Anthony Notto just announced a $1 million buy of SoFi stock. I want to go through the details of that and why this may not be as big a deal as it's being played out to be.”
“What's happened to SoFi stock since then? Well, shares are up about 185%.”
“2025 was the year the skeptics went quiet. So just delivered its first billion dollar revenue quarter.”
“They cleared 3.6 billion in adjusted net revenue for the full year of 2025, up 38% year-over-year.”
“Notto and his team are projecting profits to skyrocket another 70% to 80% in 2026.”
“The structural floor for SoFi is between 19 and 23. This is where a lot of institutions were buying heavily and DCAing.”
“SoFi launching crypto trading on its platform. Joining us right now, first on CNBC is SoFi CEO Anthony Notto in town. It's nice to see you, sir, in person.”
“one of the unique things about that is when you come to SoFi and fund your crypto investments, you'll fund them in a SoFi checking and savings account.”
“Now on March 3rd, SoFi announced an expanded partnership with Mastercard to enable settlement of transactions in SoFi USD across Mastercard's global payments network.”
“SoF USD is the company's fully reserved US dollar stable coin issued by SoFi Bank and backed one to one in cash.”
“SoFi also expects its own debit and credit transactions on Mastercard to also eventually settle using SoFi USD.”
“SoFi also reported record net revenue on an adjusted basis of a billion dollars in the fourth quarter of 2025.”
“It also reported 318 million in adjusted EBITDA.”
“The company also reported record loan originations of $10.5 billion in the quarter.”
“SoFi added another million new members and 1.6 million new products during the quarter, all supporting continued cross-selling across its platform.”
“At $19 a share, SoFi's market cap is around 24 billion.”
“The stock currently trades at around 51 times trailing earnings and around 31 times forward earnings.”
“IN AUGUST THE COMPANY ANNOUNCED IT WOULD PARTNER WITH LIGHTS BARK TO POWER BLOCK CHAIN ENABLED INTERNATIONAL MONEY TRANSFERS.”
“IN ADDITION TO HAVING SOFI WE ARE ENTERING THE BUY, SELL AND HOLD CRYPTO CURRENCIES IN 2023.”
“IN 2026 WE WILL INTRODUCE STABLE COIN, PART OF SOPHIA PAY BUT ALSO PART OF A NUMBER OF OTHER SERVICES INCLUDING POINT OF SCALE PURCHASES.”