Consumer complaint resolutions have sharply declined, with Experian addressing less than 1% of complaints in 2025, down from 20% in 2024, amid a backdrop of diminishing regulatory oversight by the Trump administration. This troubling trend, further exacerbated by significant cutbacks in relief measures by major credit bureaus, raises alarms about financial stability as private credit firms manipulate market conditions without adequate valuation standards, underlining a broader crisis of confidence among consumers.